Our Process

At Highlander Financial Group, our focus is on assisting clients on their financial journey. This typically includes an in-depth analysis of your current financial position, a detailed discussion of your personal goals for the future, and implementation of strategies recommended. The unique financial planning approach we take includes an in-depth analysis of the following income topics:

Protection Planning: Strategies like life insurance, disability insurance, and long-term care insurance that provide complete protection for you and your family.

Investment Planning: Assessment of your personal risk tolerance, evaluating investment strategies, funding major expenses such as a home or future education, and designing an asset allocation strategy that works for you.

Tax Reduction Strategies: Projections of federal income taxes, evaluation, and implementation of tax-minimizing strategies utilizing tax-favored investments.

Retirement Planning: Estimation of retirement income and expenses, determination of retirement savings needs and ultimately creating a retirement income distribution strategy.

Current Financial Position: Determining current income and expenses as well as current and projected net worth, and creating a base of liquid emergency funds.

Estate Planning: Designing and implementing a strategy to transfer wealth according to your wishes while minimizing estate taxes and expenses.

Our financial planning clients are able to track their progress toward specified goals through web tools that we make available. For additional information regarding the financial planning process, please contact us at casey@hfgwms.com.